Looking for a personal loan that meets your financial needs? United Arab Bank (UAB) offers a wide range of personal loans with flexible repayment options, competitive interest rates, and quick approval process. Whether you need funds for a home renovation, wedding, education, or any other personal expenses, UAB personal loan can help you achieve your goals.
UAB personal loan comes with attractive features such as no salary transfer requirement, no processing fees, and no early settlement fees. You can borrow up to AED 2 million with a repayment period of up to 48 months. Moreover, UAB offers a grace period of up to 90 days for your first installment, giving you more time to manage your finances. With UAB personal loan, you can enjoy the peace of mind that comes with knowing you have a reliable financial partner.
United Arab Bank Personal Loan
If you are looking for a personal loan, United Arab Bank (UAB) offers a variety of options to suit your needs. With competitive interest rates and flexible repayment terms, UAB personal loans can help you achieve your financial goals.
Features and Benefits
UAB personal loans come with a range of features and benefits, including:
- Loan amounts up to AED 2 million
- Repayment terms of up to 48 months
- Competitive interest rates
- Easy online application process
- Quick approval and disbursal
- No collateral required
- Flexible repayment options
- Free life insurance coverage
Eligibility Criteria
To be eligible for a UAB personal loan, you must meet the following criteria:
- Minimum age of 21 years
- Minimum salary of AED 5,000 per month
- Employed for a minimum of 6 months
- UAE resident with a valid Emirates ID
How to Apply
Applying for a UAB personal loan is easy and can be done online or in person at any UAB branch. To apply, you will need to provide the following documents:
- Valid Emirates ID
- Salary certificate or bank statement
- Proof of residence
- Passport copy (for expatriates)
Once your application is approved, the loan amount will be disbursed directly to your bank account.
In conclusion, if you are in need of a personal loan, UAB offers a range of options to choose from. With competitive interest rates, flexible repayment terms, and quick approval and disbursal, UAB personal loans can help you achieve your financial goals.
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United Arab Bank Personal Loan For Expats
If you are an expat residing in the UAE and in need of financial assistance, United Arab Bank (UAB) offers a Personal Loan that may be suitable for you. Here are some key features of the UAB Personal Loan for expats:
Loan Amount
You can borrow up to AED 2,000,000 with the UAB Personal Loan. The loan amount is subject to your eligibility and credit score.
Interest Rates
The interest rates for the UAB Personal Loan are competitive, starting from 3.99% per annum. The interest rate is fixed for the entire loan tenure, providing you with stability and predictability in your monthly payments.
Loan Tenure
The loan tenure for the UAB Personal Loan ranges from 12 to 48 months, giving you the flexibility to choose a repayment period that suits your financial situation.
Eligibility Criteria
To be eligible for the UAB Personal Loan, you must meet the following criteria:
- Minimum age of 21 years
- Maximum age of 65 years at the time of loan maturity
- Minimum monthly income of AED 10,000
- Employed for a minimum of 3 months with your current employer
Additional Benefits
UAB offers additional benefits to its Personal Loan customers, such as:
- Free UAB Visa Debit Card
- Free UAB Online Banking access
- Free UAB Mobile Banking app access
In conclusion, if you are an expat residing in the UAE and in need of financial assistance, the UAB Personal Loan may be a viable option for you. With competitive interest rates, flexible loan tenure, and additional benefits, the UAB Personal Loan can help you meet your financial needs.
Frequently Asked Questions
What is the minimum salary required for personal loan in RAK bank?
The minimum salary required for a personal loan in RAK bank is AED 3000.
What is the minimum salary for personal loan in UAE?
The minimum salary for a personal loan in UAE varies from bank to bank. Generally, it ranges from AED 3000 to AED 5000.
Can I get a loan with 2000 AED salary?
It is unlikely that you will be able to get a personal loan with a salary of AED 2000. Most banks require a minimum salary of AED 3000 to AED 5000 for personal loans.
What are the requirements for DIB personal loan?
The requirements for DIB personal loan include a minimum salary of AED 5000, a valid Emirates ID, and a salary transfer to DIB account.
What is the eligibility criteria for Arab Bank personal loan?
The eligibility criteria for Arab Bank personal loan include a minimum salary of AED 5000, a valid Emirates ID, and a salary transfer to Arab Bank account.
What are the features of Emirates NBD personal loan?
The features of Emirates NBD personal loan include a minimum salary requirement of AED 5000, flexible repayment options, and competitive interest rates.
